Blayden

I started SteddiCard after one missed credit card payment turned into a $30-plus late fee and a mark on my credit report — a payment I hadn't forgotten about, just one buried in a fifth bank app I never opened.

I build and maintain SteddiCard, a due-date tracker for people who carry more than one credit card. That work means reading cardholder agreements, billing-cycle rules, and Plaid's account data closely — and writing up what I learn here.

I'm not a financial advisor, and nothing on this blog is financial, legal, or tax advice. Where an article describes how credit reporting or fees work, I'm describing the general rules issuers and the credit bureaus publish — always confirm the specifics in your own cardholder agreement.

Contact: support@steddicard.com